Comparison

RUBINLAKE vs Creditreform

RUBINLAKE helps you find the right customers before the deal. Creditreform secures what comes after it. Find out which tool fits your task, and why many teams use both.

Try it freeWhich one fits me?

Facts as of September 18, 2026

RUBINLAKEvs
Creditreform

answers

Which company has a reason to talk now, and whom do I contact there?

Will this customer pay, and what do I do if they don't?

register depth

RUBINLAKE 6
Creditreform 10

knowing to acting

RUBINLAKE 9
Creditreform 4

Scores from the market map, 0–10

See the market map

Task check

What do you need to get done?

Pick your task. RUBINLAKE's strengths are listed first. We tell you which tool is the better fit, even when it is not ours.

  • RUBINLAKE
  • Creditreform
  • A draw

Better fit

RUBINLAKE

RUBINLAKE is the better choice here.

  • Search in whole sentences, lookalikes with a Lookalike Score and filter suggestions
  • Creditreform offers about 5.6M verified addresses with about 100 filters

fit for this task, 0–100

RUBINLAKE 90
Creditreform 55

The bars show how well a tool fits this one task. It is our assessment, not a measurement and not an overall score.

One company, two views

The credit view and the market view

Isartal Robotik AG is a fictional example. The market view shows whether now is the right moment to reach out, and who decides. The credit view shows whether the company can pay.

RUBINLAKELookalike Score 91

Is now the moment to reach out?

Sales perspective · Structure & growth

New site in Leipzig announced, 60 jobs planned. Priority 82, three sources.

  • Head of ProcurementEmail verified, mobile available1 credit
  • Head of OperationsEmail verified1 credit
12 similar companiesSend to HubSpot
Creditreform

Will this customer pay?

Typical credit extract, simplified

Isartal Robotik AG, Munich

Credit index
182, very good creditworthiness
Default risk
0.4% over 12 months
Payment behaviour
within agreed terms
Credit limit
€250,000
Monitoring
active, 12 months
  • 2026-03-02 Annual accounts 2024 evaluated
  • 2025-11-18 Capital increase, index improved

Simplified illustration with sample data and a fictional company. The extract does not show any particular provider's report. RUBINLAKE does not rate creditworthiness.

Strengths

Where each tool is stronger

Our strengths first. Knowing the other tool's strengths makes ours easier to judge.

RUBINLAKE

Where RUBINLAKE is stronger

  1. Start now, prices in the openFrom €59 a month, 7-day free trial, no membership. Creditreform publishes no nationwide price list.
  2. Find new customersSearch in whole sentences, lookalikes with a Lookalike Score and filter suggestions, instead of address lists by industry code.
  3. The right moment82 event types from the news with priority and sources, from the sales or supplier perspective.
  4. Contacts on demandVerified email for 1 credit, mobile number for 5 credits, right on the profile and in your CRM with one click.
  5. An AI assistant that actsBuilds lists, scores companies, drafts messages, account plans and market reports.
Creditreform

Where Creditreform is stronger

  1. Creditworthiness and default riskA credit index from 100 to 600 with a 12-month default probability. RUBINLAKE does not rate creditworthiness.
  2. Payment experienceInformation on payment behaviour, complemented by the Debitorenregister Deutschland.
  3. Collection, factoring, insuranceThe whole path after the invoice, from open items to worldwide debt collection.
  4. International reportsReports on 88M companies from 35 countries online.
  5. In person, locally128 local offices in Germany, plus integrations with SAP and Microsoft Dynamics.

All criteria

The comparison in detail

Creditreform facts from the provider's public pages, as of September 18, 2026. The side ahead on a criterion is marked “edge”.

  • available
  • partly
  • not available
The comparison in detail
RUBINLAKECreditreform
Data and coverage
People and decision-makers
available· edge47M+ profiles with role, skills and career history partlyAbout 4.2M decision-makers in the address data Source
Companies
partly7M+ with a focus on DACH available· edgeReports on 88M companies from 35 countries Source
Financial data
availableBalance sheet and P&L read from annual accounts by AI availableBalance sheet data and business figures in the report Source
Credit and risk
Credit index
not availableNot available available· edge100 to 600, with default probability Source
Payment behaviour
not availableNot available available· edgeIn the report, complemented by the Debitorenregister Source
Collection and factoring
not availableNot available available· edgeWorldwide debt collection, factoring Source
Find and reach out
Search
available· edgeSearch in whole sentences, 25+ filters, a map partlyAddress selection with about 100 filters and 5,500 industries Source
Similar companies
available· edgeLookalikes with a Lookalike Score not availableNot described Source
Contact data
available· edgeVerified email 1 credit, mobile 5 credits, one at a time partlyDecision-makers in the address data Source
AI assistant
available· edgeLists, scoring, messages, account plans not availableNot described Source
Monitor
Perspectives
available· edgeSales and supplier partlyRisk Source
Monitoring
available82 event types from the news, daily summary availableCredit changes, 12 months in the report Source
Hand over
Systems
partlyHubSpot, Pipedrive and Zoho, from Premium available· edgeSAP, Microsoft Dynamics, Windows, CrefoSystem Source
Personal advice
partlySupport by plan available· edge128 local offices in Germany Source
Terms
Prices
available· edge€59, €199 and €449 a month not availableNo nationwide price list, on request Source
Getting started
available· edgeOnline right away, 7-day trial partlyMembership through the local office Source

All information without guarantee. Creditreform publishes no nationwide price list, so we compare only the terms the provider itself states. Report a mistake

Both together

RUBINLAKE before the deal, Creditreform after it.

Most companies that sell to other companies already work with a credit bureau. RUBINLAKE starts earlier, with the question of who should become a customer at all.

  1. 01RUBINLAKE

    FindTarget accounts by sentence and lookalikes.

  2. 02RUBINLAKE

    Reason and contactSpot the signal, unlock decision-makers, hand over to the CRM.

  3. 03Creditreform

    Check creditworthinessBefore the offer: index, payment behaviour, credit limit.

  4. 04Creditreform

    SecureMonitoring, debt collection and factoring.

Pricing

Prices compared: what each provider publishes itself

RUBINLAKE publishes every price and can be tried free for 7 days. Creditreform works with memberships through its local offices and publishes no nationwide price list. We compare only what both providers state themselves.

RUBINLAKE

Essential
€59 / month
1 seat, 500 credits per month
Premium
€199 / month
3 seats, 2,000 credits per month
Enterprise
€449 / month
10 seats, 5,000 credits per month
Annual billing
about 20% cheaper
Credits come as an annual balance instead of monthly.
Trial
7 days free
No credit card, with 60 credits, 25 contacts and 10 companies.

Signals are included in every plan. No membership needed.

Creditreform

Membership
on request
Through the local office
Business credit report
on request
With credit index, twelve months of monitoring included
Addresses
CrefoAddress
About 5.6M B2B addresses from Germany and Austria
Advice
128 local offices
In person, across Germany

Debt collection, factoring and insurance are available on top, also by quote.

Source: www.creditreform.de · Facts as of September 18, 2026

If you want to find new customers and reach them at the right moment, RUBINLAKE fits. If you mainly want to know whether a customer can pay and to secure your receivables, Creditreform fits. Many teams need both.

Transparency

We love transparency. That is why this page also says where others are better.

Competitive intelligence is what RUBINLAKE does every day for sales, procurement and recruiting teams. We hold ourselves to the same standard: public sources, a date and an honest verdict for every task.

How we compare

Questions about Creditreform and RUBINLAKE

For winning new customers, yes: RUBINLAKE finds target accounts, spots reasons to reach out and delivers verified contacts. For credit checks, payment behaviour and debt collection, Creditreform is the right tool. RUBINLAKE does not offer these.

No. RUBINLAKE shows figures from annual accounts such as revenue or equity ratio, but calculates no credit index and no default probability. That is a job for a credit bureau like Creditreform.

Creditreform publishes no nationwide price list. Membership and reports are agreed through the local offices by quote. RUBINLAKE costs €59, €199 or €449 a month and can be tried free for 7 days.

With CrefoAddress, Creditreform offers about 5.6M verified addresses with about 100 filters. RUBINLAKE adds search in whole sentences, lookalikes and signals from the news, and delivers contact data one at a time on demand. If you search by reason and similarity, RUBINLAKE is the better fit.

Yes, they complement each other well. RUBINLAKE helps before the deal with finding and reaching customers. Creditreform checks creditworthiness afterwards and secures receivables.

No. You sign up online, try it free for 7 days and then choose a plan from €59 a month.

Yes, for 7 days free, with no credit card and every feature. The trial includes 60 credits, enough for your first verified contacts.

Find the customers whose credit you will check tomorrow.

7 days free, with every feature and no credit card.

Try for freeBook a demo
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  • Development & hosting in Germany

  • What it costs

    From €59 a month, cancel monthly, no extra charges. The trial ends on its own.

    Compare pricing

  • Data sources

    Over 1 million sources, processed in Frankfurt am Main in line with the GDPR.

    Our security

  • More comparisons

    11 providers compared side by side, with method and sources.

    See overview